Strapped for cash? Here are ten quick tips to help you reduce spending and minimise debt.
1.) Apply for scholarships, bursaries and grants
Scholarships, bursaries and grants are all funding that is provided by the university, government, charities and more, which doesn’t need to be paid back. Thousands of students every year are eligible for these funding, but miss out due to not knowing about them, or simply not applying. Check out your university for this information as each one will be different.
2.) University Hardship Fund
If you’re struggling to pay your way through university, you can apply to a university Hardship fund. You can check if your within the criteria here.
3.) Learn how to haggle
You’d be amazed how easy it is to get things cheaper just by asking.
Are you getting the best deal you can from your bank / mobile phone provider / electricity supplier? If not, get a different one.
5.) Stop smoking
The average smoker saves more than £1,500(!) a year by giving up. Why wouldn’t you?
6.) Leave the card at home
It’s an old trick but a good one. Take a set amount of cash (and nothing else) with you on a night out and there’s no risk of it turning into an account-battering spree.
7.) Make your own sandwiches
For £2, you can buy a tasteless supermarket cheese sandwich. For £5, you could make your own delicious cheese sandwiches for a week.
8.) Use libraries and other uni resources
Most universities give you free access to all the books and learning resources you could ever need. So why buy them?
9.) Claim back rail fares
Did you know you can get compensation if your train is delayed by 15 minutes or more? Check your train company’s website for more info on the Delay Repay scheme.
10.) Fill in online surveys
Check out Part 2 of our guide here, or head back to the welcome pack.
Published by: Paperclip HQ in Digital Welcome Pack